The problem isn't women, as I'm sure we all know, it's people who have become too secure and familiar with their environment.
Women generally inhabit and utilise shops, supermarkets and buses (outside rush hour) more than men. They see it as THEIR environment, they assume that the universe provides this world for them as though by magic, and expect this arrangement to last forever, fuelled and paid for by an unseen and benevolent host.
On the subject of buses: Bus travel is too convenient, and bus drivers should be just that - drivers.
The concept of social bus users being prepared, thinking ahead, making things easier for the drones who have to work within the system, is alien to them. They would no more consider how the buses are provided than eat dog poo off the pavement. The buses come, they get on them, they faff about with change, the end.
The only solution is to re-educate these passengers in the practice of travelling without money. They should have to buy a prepaid card which they slot into a machine next to the driver, who sits behind a perspex screen and does not communicate. Once the money on the card is used up, they can't travel unless they buy a new card, which is only available from high street newsagents, garages or post offices.
If they are at the head of the queue and they have card problems, they stand to the side, the rest of the passengers merely file past, slotting in their cards as they go. They also get the best seats. Passengers with cards hidden at the bottom of their shopping bags therefore board last.